It all started in 2014: I had just graduated St. John’s University with a Bachelor’s in psychology,
I married my awesome husband that summer and two months later learned that we were expecting our first child.
Before we got pregnant, we made some poor financial decisions…
>> like leasing an SUV for $494 a month,
>> and getting sucked into financing $2,000 in pots and pans as a “promotion”, just to name a few.
Before long we found ourselves living paycheck to paycheck even though we made a six-figure salary!
We knew something needed to change so we decided to tally up all our debt and found it to be over $70,000.
That number shocked us.
I started staying up late at night after putting my daughter to bed researching the quickest way to pay down debt. We developed a realistic plan for us and were able to knock out all our debt in just two years.
Along our debt free journey, I realized I had developed a love for finance.
I started helping my friends and family create a budget to pay off debt, build their savings, and invest for their future, all without giving up the things they love.
Through this, I realized that many people, like myself, weren’t bad at money. They just needed a plan.
> Budget to maximize your income
> Budget during a financial crisis
> Improve/increase your income
> Decrease expenses
> Get out of debt
>Build an emergency fund
> Build Sinking Funds
> Save for retirement
> Save for college
> Create a strategy for attending college without loans
> Pay off your mortgage early
> Build wealth and giving generously
> Leave a legacy for your family
> Decide if you’re ready to buy a house
> Deal with debt collectors
> Navigate foreclosure
> Avoid bankruptcy
> Improve communication about finances
> Identify unhealthy spending habits
> Hold you accountable for your financial goals